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Net-Teams - Bookmark Tag offset mortgages
There are 3 articles associated with the tag offset mortgages!
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Offset Mortgages. A dream for well off homeowners.
Offset mortgages are set to become hugely popular, especially amongst higher tax payers. How do they work, what’s the benefit and is there a catch? This article investigates.
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What Is A Flexible Mortgage?
A flexible mortgage is a secured loan, which can be paid back in differing amounts while providing access to the housing equity (within pre-agreed limits).There are five key features with a flexible mortgage: the ability to pay the mortgage off early through overpayments or lump sum payments, the ability to borrow money back by withdrawing lump sums, making underpayments, and having payment holidays. A flexible mortgage gives you more control than with a traditional type ...
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What Is A Current Account Mortgage?
Current account mortgages are a type of flexible mortgage and they have been around for well over 10 years in the UK. Current account mortgages work by combining your mortgage and current account into a single account. For example, if there is £3,000 in the current account and the mortgage is £100,000 the balance in the account will show £93,000 overdrawn. The balance is calculated daily and the homeowner only pays interest on the balance. Any saved income you have in your cu...
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